Midlife MOT

If you’re in your 40s, 50s, or early 60s, retirement might still feel a long way off – but it’s never too early to make sure you’re on track. Staying engaged with your finances now can make a big difference later.

To support people at this important stage of life, the UK Government offers a free Midlife MOT. You can use the tool to assess your financial situation to make sure you’ve planned for your future. Designed for people aged 45 to 65, it gives you a chance to check-in and help you review your pension savings, retirement plans, and overall money management.

The MOT looks beyond just finances, it reflects on work and health too, encouraging you to look at the bigger picture so that you can make informed decisions and feel more confident about the future.

Taking the time for a Midlife MOT could help you move towards the retirement you want. To find out more, visit MoneyHelper at www.moneyhelper.org.uk/midlife-mot.